Assignment: Developing Organizational Policies and Practices

Two competing needs that impact the health care issue of the cost of health care include the need for the paints to receive treatment for their ailments and the costs incurred in administering the treatment. An individual does not choose to be sick and therefore, they require immediate medical care to regain their health. Health care professionals are obligated to save lives and hence when a person presents himself as a patient, they have to provide the care. However, care provision involved many costs and there are patients who do not have the financial capacity to cater for these costs. The health care professionals are faced with a dilemma in this scenario as the patient requires care yet they are not able to cater for the services. In the case of emergency, the patient is catered to before the logistics of payment are made. In the event that the patient is not able to cover the costs, the health care facility is left with huge operational costs. If there are similar cases among many patients, the health care facility risks going into debt.

For a health facility to avoid accruing costs associated with lack of payment and other factors. Therefore, there is need to come up with policies and practices aimed at protecting the health care facility. In my organization, there is a practice put in place to ensure that these extra costs are not incurred. There are processing officers who take the patients or their relative ones through the payment process. In the case that a patient is not able to cater for the costs of the health care, they are given a payment plan that is suitable to them. Only in few instances is a patient admitted without having support system. The officials communicate with them to know their insurance plan and what it covers. For additional costs which are not catered for by the insurance, the payment plan is tailored to the patient’s ability to pay. They also offer discounts to encourage the payment of these costs. This practice has significantly helped the health care facility to reduce the number of patients who are taken care of without making payments.
There are many ethical considerations which can be taken from this policy. First, this policy prioritizes money over taking care of the patient and the emotions of those who are closest to them. During medical emergencies, especially when the person needs urgent care. During this time, the people need emotional care instead of what they are going through. However, at this point, instead of the hospital providing them with the emotional care, they are being bombarded with the financial factors. This may add to the stress which the people are experiencing is multiplied with the financial burden they are given. Instead of prioritizing on the financial aspects the hospital should specialize of providing care and taking of the financial aspects afterwards. This way, the emotional distress of their clients will not be added upon.
This system is reliant on the judgement of an individual to determine the payment plan as opposed to setting up an automatic system. This creates room for bias where the official might provide more favorable payment terms to other patients. Following this approach fails to achieve the objective which has been set by the hospital since favourism does not support the set objective. The payment plan may be too long to be economically feasible for the health care facility. These are costs which have already been incurred by the hospital and hence there is need for their fast recovery through a quick recovery process. However, the officials might come up with a long payment plan which leads to losses for the health care facility (Binsburg, 2010).
There are alternative practices which can be utilized to eliminate the ethical issues created by the existing practice. First, there should be a development of standard material which can be utilized by all the patients to understand the payment plan. This will ease the pressure as they would not experience the embarrassment of being approached by the hospital officials to make the payment. The material will include details such as the procedures that are covered by insurance and those which should be paid by the patient. The circumstances for both should also be well explained in the material. An example of a procedure that is usually not covered by insurance ae elective procedures which are carried out for cosmetic purposes only. However, the payment for such procedures does not pose a problem since a majority of those seeking the services are prepared to pay for the service. Additionally, this is not an emergency service and hence the patients can pay before being attended to and consequently, it reduces the chances of defaulting on the payment.
The second alternative practice is to encourage the community members to take up health insurance. There are people who do not bother to take health insurance for one reason or another. When there is a medical emergency, they are faced with a challenge of paying for the health care services. However, if the facility increased community sensitization, highlighting the benefits of health insurance, the number of insurance subscribers would increase. The main reason why people do not take insurance covers is because of their cost. Therefore, providing more affordable rates for specific packages would increase the number of subscribers. Therefore, insurance will be covering some of the costs if not all and in the incident that a patient is not able to pay their bills out-of-pocket, the insurance company would cover part or all of it. These practice would lead to the reduction in losses incurred as a result of unpaid medical bills (Wherry & Miller, 2016).
It is evident that financing in hospitals is a major problem. After the health reform, there has been an increase in the number of patients with reduce funding. This has pushes health care facilities to become more efficient in their operations. However, this situation is worsened by the inability of some patients to not be able to cater for their health care costs. This leads to excessive overhead costs which the facility cannot afford. Many health care facilities have been forced to come up with alternative ways in which they can increase revenue collection. However, a majority of them are face with ethical dilemmas as it is evident with the organization I am working for. There are alternative practices which can be implemented by the health care facilities to improve their methods of revenue collection an ensure that they meet the facility’s overhead costs.

Looking to get Essay writing help for this assignment? Get custom essay for 15% OFF using coupon code “NEW15” or Buy Used Solution for same paper for less!